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This Ramadhan ISLAMICBOOKBAZAR.COM is initiating an exercise of helping various international charities working for Islamic and Disaster relief in connecting with ISLAMICBOOKBAZAR.COM customer base such that our visitors and buyers can donate and complete their Islamic responsibility
ISLAMICBOOKBAZAR.COM is identifying and listing all such Charities who work internationally for this cause . People may click the image or link to access the sites and use it in their best way .
In this month of Ramadhan Zakat and Saddaqah become important to us and we always look for genuine organisations who can support in our endeavour to fulfil the need . ISLAMICBOOKBAZAR.COM has identified some organisations who have been in this space for long and come with appropriate lineage and history Please review and use their services if your find them useful .Before that we share some brief inputs on Zakat and Sadqah .
Zakat
Zakat is one of five fundamental concepts in Islam, also referred to as the five pillars of Islam. As such, it is a compulsory act that all Muslims must perform this duty, provided they meet certain conditions. The concept of Zakat is to purify one’s wealth and soul. It is noteworthy that God Himself identified for zakat payers and administrators the eight categories for zakat disbursement.
All those Muslims whose savings meet or exceed Nisaab values are obligated to pay 2.5% of their total yearly savings to the poor and needy and for the welfare of the Muslim community. Zakat is calculated based on total savings during one lunar year. Even items like gold and jewellery fall under Zakat-able items and their worth is taken into account during the calculations.
Calculating Zakat
Your wealth or net assets can be summed up as the liquid assets you possess minus your short term liabilities.
Liquid assets are those that can be transformed into cash very easily. Short term liabilities include your bills, rent, personal loans and credit card debts. Most scholars agree that any mortgage that you may hold, should not be included in that calculation.
Here’s what should be included in your assets:
• Cash in the bank and at home
• Cash saved for any special purposes e.g. wedding, Hajj, car purchase, etc.
• The value of gold and silver you own
• The value of shares at their market price
• Money owed to you, which is highly likely to be repaid
• If you own a business, the balance sheet value of the stock(s) you possess.
• If you own properties, any rental income that has been saved
You do not need to count the value of your home or land as part of your assets. You also don’t need to include person items, such as a car, clothing, home appliances, etc. as part of your assets.
If you own investment properties (to buy / to let), then any saved rental income will be a part of your assets. The equity value of your investment property portfolio is not included as part of your assets in the Zakat calculation.
If any investment property is due to be sold around your Zakat due date, then the anticipated profit is to be included as part of your assets.
Here’s what should be included in your liabilities:
• Money you owe to others i.e. personal loans (from banks and friends (, credit card debts, etc.
• Current month’s rent/mortgage payment or arrears
• Bills which are due
• If you own a business, then business expenses e.g. rent, rates, salaries, utility bills, etc.
• Short term business loans and overdraft amounts are included in your liabilities.
The calculation for your wealth/net assets is: Assets – short term liability = your wealth.
As long as your wealth, is above the Nisab of the day, you are eligible to pay Zakat.
• Gold and Silver
• Shares & Property Trading
• Mortgages & Loans
• Business Goods & Property
• Beneficiaries of Zakat
• Zakat-ul-Fitr (Fitrana)
Who are the eligible recipients
1. The poor (al-fuqarâ’), meaning low-income or indigent.
2. The needy (al-masâkîn), meaning someone who is in difficulty.
3. Zakat administrators.
4. Those whose hearts are to be reconciled, meaning new Muslims and friends of the Muslim community.
5. Those in bondage (slaves and captives.
6. The debt-ridden.
7. In the cause of God.
8. The wayfarer, meaning those who are stranded or traveling with few resources.
Sadaqah
Sadaqah, on the other hand, is purely voluntary. It can be given at any time, to anyone and it can be of any amount or anything including a material object. As such, there is an enormous amount of flexibility here.
Anyone can receive it but the idea is to give Sadaqah to those who truly need it. This is an act done purely to earn blessings of Allah (swt) and to assist other people. Saqadah can be any monetary amount however it is not limited to that. Food rations, clothing garments, any type of household accessories, work perfectly fine as well.
In fact when it comes to relief aid efforts, such items are often desired and eagerly sought. The idea is to donate something for a noble cause at your own free will; not because it was preordained by Allah (swt) like Zakat. Sadaqah is not a religious obligation. It is, however, greatly endorsed and favoured in Islam.
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1. Tayyab Trust .It is an international Charity with presence in USA, UK , Australia and India .
a. Mission Tayyab Trust is a non-profit organization empowering individuals to rise out of poverty through relief and development.
b. Vision To inspire and uplift individuals from the struggles of poverty.
c. The Country specific site are as follows :
i. India Site https://Tayyabtrust.org
ii. US Site https://Tayyabtrust.us
iii. UK Site https://Tayyabtrust.uk
iv. Australia Site https://Tayyabfoundation.com.au
2. Pennyappealusa.org
It is nonprofit development organization working to alleviate poverty through sustainable programs. Our mission is to bring about an equitable world by tackling the root causes of poverty, while bridging the gap between funders and poor communities in order to work together on long-term solutions that can help end intergenerational poverty.
Cyclical poverty can be stopped. With your help, we’ll be able to work with diverse communities to build lasting partnerships in the fight against intergenerational poverty.
It has 2 sites which take donation
• https://pennyappealusa.org
• https://pennyappeal.org
Al Khair
Al-Khair Foundation is a UK-based international NGO providing humanitarian support, international development, emergency aid and disaster relief in some of the world’s most deprived areas. Established in 2003 and rapidly growing into one of the leading Muslim charities in the UK, Al-Khair Foundation also looks to tackle issues prevalent in the UK as well, such as unemployment, education, women’s empowerment and domestic violence
At Al-Khair Foundation (AKF), we believe in balance without compromise. We believe in accountability and mindful giving. We believe that charity and education go hand in hand. And here’s how this translates in our work
Websites
• https://www.alkhair.org
• https://iqra.tv
Currently ISLAMICBOOKBAZAR.COM Charity team has identified the above charities and we will be adding more as we progress . Please mail us at to share your experience
Jazakallah Khair
